Morning Calumet City. I’ll be doing a series of home buying and selling tips starting today. The series will answer most of the questions you may have as a home buyer or seller.

My goal is to save you time and effort during each of these actions.

calumet city home buying

Show me the money…

Numeral uno in home buying these days is you’ll need to get pre-approved for your home loan before you go shopping. I know it’s easy to get all excited about looking for a place and you may have even seen one you want to check out closer. In todays world no one really wants to get very deep into a deal without knowing you can actually buy the place…makes sense right?

Also, and this is a biggie…it’s MUCH MUCH more fun to do the shopping already knowing what price range you can shop in. You wont be looking in the window wishing…you’ll know you can get it!

Now if your like me you don’t really want to give every one your financial info either. At McColly we have our own mortgage people that can work with you. You don’t even have to tell me any of your finances, just the loan officer.

A few things you’ll need will be proof of income (tax returns and pay stubs) and bank statements. I’ll write in more detail about these in a future article.

Home buying doesn’t need to be scary and can be really fun if you go in knowing you have the comfort of a pre-approval.

Tim Davids
McColly Real Estate, Illinois